Future Mortgage Rates 2025. The good news, for those hoping for lower mortgage rates, is that a lot of that steepening could come from the fed cutting interest rates further rather than mortgage rates moving higher. As we step into 2025, homeowners, potential buyers and investors are keenly observing the trajectory of mortgage interest rates, which play a pivotal role in the housing.
Mortgage rate predictions for 2025, 2026, and 2027 show a gradual decline due to fed policies, cooling inflation, and market conditions. Resiclub compiled both public and private mortgage rate forecasts for the end of 2025.